Understanding Manager Accounts and Sub-Account Management
Discover how Manager Accounts can transform the way agencies, freelancers, and consultants handle payments for multiple clients.
James Chen
Product Manager · June 12, 2025
One of the most powerful and distinctive features of Paebs Payments is our Manager Account system. Designed specifically for businesses that manage payments on behalf of others, this innovative solution is fundamentally changing how agencies, freelancers, and platforms handle their financial operations.
What is a Manager Account?
A Manager Account is a special type of Paebs account that allows you to create and manage multiple sub-accounts under a single umbrella. Each sub-account can process payments completely independently while you maintain full oversight and control from a centralized dashboard. Think of it as having the power of multiple merchant accounts without the complexity and cost of setting up separate agreements with payment processors for each one.
This architecture solves a problem that has plagued agencies and platforms for years: how do you efficiently manage payments for multiple clients without either commingling funds (a compliance nightmare) or maintaining dozens of separate payment processor relationships (an operational nightmare)?
Perfect For
Manager Accounts are ideal for a wide range of business models:
- Digital Agencies: Manage payments for all your client projects seamlessly. Each client gets their own sub-account with separate reporting, but you maintain oversight of everything from one place.
- Freelance Managers: If you manage a network of contractors or freelancers, you can handle their payment processing effortlessly.
- Consultants: Bill clients through dedicated accounts that provide professional-looking payment experiences.
- Marketplaces: Process payments for multiple vendors while maintaining clear separation of funds.
Key Features
With Manager Accounts, you unlock access to a suite of powerful capabilities. You can create unlimited sub-accounts, each with its own payment processing, reporting, and payout settings. Every Manager Account comes with a dedicated UK IBAN for receiving bank transfers directly.
How to Get Started
Upgrading to a Manager Account is simple and straightforward. Contact our sales team or upgrade directly from your existing dashboard. Sub-accounts cost just £5 per month each, making this an incredibly affordable solution for businesses of all sizes.
James Chen
Product Manager
James leads product development at Paebs, focusing on building features that solve real problems for businesses.